Terms and Conditions

These Terms and Conditions govern your use of thepolicyadviser.com. By accessing or using this website, you agree to comply with these terms. If you do not agree, you should discontinue use of the website.

1. Website Purpose

• thepolicyadviser.com is an informational and insurance comparison platform.
• We do not issue insurance policies, provide coverage, or guarantee insurance approvals.
• Any insurance product or service is offered by third-party providers.

2. User Responsibilities

• You agree to provide accurate information when submitting forms.
• You agree not to use the website for unlawful purposes or to disrupt its operation.
• You understand you are responsible for reviewing terms, exclusions, and conditions from third-party providers.

3. No Warranty

• The website is provided on an “as-is” and “as-available” basis.
• We make no warranties regarding accuracy, completeness, reliability, or availability of information.
• We do not guarantee uninterrupted access, error-free performance, or results.

4. Third-Party Links and Services

• The site may contain links or redirects to third-party websites.
• We are not responsible for third-party content, privacy practices, or services.
• Any transactions or agreements are solely between you and the third party.

5. Intellectual Property

• All website content, structure, and design are owned by thepolicyadviser.com or its licensors.
• Unauthorized copying, reproduction, or distribution is prohibited.

6. Limitation of Liability

• thepolicyadviser.com is not liable for direct, indirect, incidental, or consequential damages.
• We are not responsible for losses arising from reliance on website content or third-party interactions.

7. Changes to Terms

• We may update these Terms and Conditions at any time.
• Continued use of the website after changes means you accept the updated terms.